mortgage process
It can be overwhelming to purchase a home, especially if it is your first time. This chart displays the steps you should expect through your home purchase.
loan DOCUMENTS checklist
Note: this is a general guide of what will be needed during the loan application; not every item may be necessary for you. Likewise, there may be additional items needed in your case.
Income DOCUMENTS
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Three years of W-2s and/or 1099s
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Pay stubs covering one month of income
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Two years Federal tax returns (all pages)
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Bank statements covering three months (all accounts; all pages)
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Social Security award letter for current year
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Copy of Driver's License and Social Security cards
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SELF-EMPLOYED
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Past two years corporate tax returns
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Current year Profit & Loss statement (YTD)
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Current year Balance Sheet (YTD)
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Past three months business bank statements (all pages)
REFINANCE
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Latest mortgage statement
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Homeowner's insurance
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HOA statement
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VA Loans
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Certificate of Eligibility
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DD214
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Nearest living relative
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Childcare letter (stating you are not currently paying for childcare; if applicable)
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Once complete, you may send via email to either: